Reviews
How easy is it to get a mortgage on a BISF house also known as British Iron and Steel Federation house?
Independent Surveyors to help you
We are Independent Building Surveyors, which means we are not tied in with any banks, building societies or estate agents and as a result we are only working with your best interests in mind.
We specialise with surveys of British Iron and Steel Federation (BISF) houses and have been working with these properties for many years. We offer a reasoned view, based upon our knowledge and experience. We don't make a mountain out of a molehill. Equally if we believe the house has problems we say so in a clear, jargon-free manner. We also use sketches, aerial view 360 photographs and digital images to clarify what we are saying within our detailed reports. We also even give you prices on work required.
If you would like to discuss British Iron and Steel Federation (BISF) houses with us please free phone 0800 298 5424 for a friendly chat.
British Iron and Steel Federation house survey - happy clients we helped resolve mortgage issue
We have lived in our property for over 25 years and cannot get a mortgage - what on earth is that all about!
Our client contacted us as she and her husband had been offered the Right to Buy the semi-detached council house they had lived in for just over 25 years and wanted us to carry out a full residential building survey. The 65 year old house was a non-traditional metal framed construction known as a British Iron and Steel Federation BISF house and was built just after the War years when there was a great need for housing.
A BISF house looks like a normal house, rendered on the outside, it has a shallow pitched roof, looks like a tile but when you look closely it isn’t in fact a tile its metal as you would expect with something made by the British Iron and Steel Federation. Possible asbestos if it is in its original format.
The couple had decided to apply for a mortgage through the Halifax as their neighbours had recently been through the same process with the Halifax, which had all run smoothly.
The lender had already carried out our client’s valuation and they were looking forward to very soon owning their own home. Little did we all know the problems that would arise!
